How much money do I need for closing costs and a down payment?
Your Loan Consultant will advise you about the different types of loans available for your individual circumstance. There are programs available that do not require any down payment, but these programs will have a higher interest rate and sometimes require a prepayment penalty. Most loans require a minimum down payment of 5%, plus money for closing costs, which averages about 3%. Some programs allow the down payment and/or closing costs to be a gift from a family member if documented properly.It’s easy! Just complete and submit our affiliate profile . Once you submit your profile, you will receive an instant e-mail confirming receipt of your application. We will review your application and notify you of your approval status within 4-5 business days. Once approved, we will send you via email our Affiliate Agreement that you need to review and accept. We will send you everything you need to start making money as a Mentor Financial Group, LLC affiliate! [Back to Top]Contact us and we will get you the information you request and find out if we can be of assistance to you.

Do I need one?
Of course! An RSP not only helps you save for retirement, but also has positive tax implications for the present. The money you contribute to your plan (as well as the earnings you make on your investments) is only subject to tax upon redemption.This is a good idea if you are looking for long-term stability. Fixed rate loans are very attractive when interest rates are low, but remember that an adjustable interest rate may be even lower.

How do I secure a contract on the home I want to buy?
It is always recommended that you make an offer to buy in writing with a licensed real estate agent. There are agents that represent you as a buyer and can also help you in your search for a home in the area you desire and to your specifications. If you have not formed a working relationship with a realtor, Washington Financial Group can make a recommendation based off the location you would like to buy and a personality match.

Is Guidant Financial Group an IRA Custodian?
No. Guidant Financial Group is the largest Retirement Account Facilitator in the nation. As a Retirement Account Facilitator, we ensure that our clients are compliant with the rules and regulations set forth by the IRS and Department of Labor. In this way, their retirement funds are safe from penalties and tax consequences. A Retirement Account Facilitator makes investing through self-directed IRAs simple and cost effective for its clients.No. Blue Coast does not want to limit where you can operate your business.

Who can benefit most by our services?
Anyone who has a financial, tax or investment* problem, or who wishes to plan prudently for his or her financial future. Furthermore, persons who desire a higher, more sophisticated level of financial planning* services may find our programs appealing.A Loan Consultant will search for the lowest rate and “lock” that rate upon your request. The “lock” guarantees that rate to you, provided that the loan closes within a set period of time.

What types of reports will Winston Financial Group provide me?
We provide you reports showing the status of each invoice we’ve purchased, e.g., which ones have been paid and when, which ones are still outstanding, the balance in your reserve account, etc.Blue Coast is about making the time you put in count.

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